Disclaimer
Please read this disclaimer carefully. It explains the nature of this website and the scope of what Malhar Investments does β and does not β offer. Last updated: April 2026.
1. Educational content only
All content on this website β including articles, guides, calculators, FAQs and videos β is provided solely for general educational and informational purposes. Nothing on this website constitutes investment advice, financial advice, tax advice, legal advice, or a recommendation to buy, sell, hold or otherwise deal in any security, mutual fund, bond or other financial instrument.
2. No regulatory registration
Malhar Investments is not an AMFI-registered mutual fund distributor, not a SEBI-registered investment adviser, not a SEBI-registered research analyst, and not an IRDAI-registered insurance intermediary. We operate as an educational content platform.
3. Execution through partner
If you choose to act on information you've learned and proceed with an actual mutual fund investment, we will introduce you to our AMFI-registered mutual fund distribution partner, who will handle the actual transaction in full compliance with SEBI and AMFI regulations β including disclosure of commissions, scheme documents and risk factors. The execution decision is entirely yours.
4. Market risks
Mutual fund investments are subject to market risks. Please read all scheme-related documents, the Scheme Information Document (SID), Key Information Memorandum (KIM) and Statement of Additional Information (SAI) carefully before investing. Past performance of any scheme or category is not indicative of future returns. NAVs rise and fall. There is no guarantee of principal or of any return.
5. Illustrative calculators
Calculators on this website (including the SIP calculator) use assumed rates of return for illustrative purposes only. Actual returns depend on the fund chosen, market conditions, fund-manager decisions, expense ratios, taxes and timing β none of which are guaranteed or under our control. Calculator outputs are not promises of any kind.
6. Taxation
Any references to tax treatment (Section 80C, LTCG, STCG, indexation, etc.) reflect the law as we understand it at the time of writing. Tax laws in India change frequently. Please consult a qualified tax professional before making decisions based on any tax content on this site.
7. Third-party information
We may reference or link to third-party content β fund houses, regulators, financial news sources and so on. We do not warrant the accuracy, completeness or currency of any third-party information.
8. No fiduciary relationship
Reading this website, using its calculators, subscribing to updates or sending us a casual enquiry does not create a fiduciary, advisory or principal-client relationship between you and Malhar Investments. No such relationship is formed merely by the use of this website.
9. No guarantee of availability
We try to keep the website available and accurate, but we make no warranty that it will always be online, bug-free, or up to date. We may add, remove or change content at any time without notice.
10. Personal responsibility
You are solely responsible for your financial decisions. Before acting on any information on this website, please consult a qualified, registered professional (SEBI-registered investment adviser, AMFI-registered distributor, chartered accountant, or tax consultant as appropriate) who can assess your specific situation.
11. Jurisdiction
This website is operated from India and is intended for residents of India. Use of the site is governed by the laws of India, and any disputes shall be subject to the jurisdiction of courts in Ahmedabad, Gujarat.
12. Contact
For any clarification regarding this disclaimer, please contact malharinvestments.com@gmail.com or WhatsApp +91 75739 19113.